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BMO Alto High Yield Savings Account: Is It Worth It? - Review (2024)12/12 - BMO Harris Bank Offers % APY Online Savings Account 6/24 5/1/20 - BMO Harris Savings Drops To % APY 4/8/20 - BMO Harris Bank MM. BMO Alto Online Savings Account: BMO Alto's online savings account earns a % APY, doesn't charge monthly maintenance fees and has no minimum. No monthly maintenance fee so your money goes farther � Get an extra $5 every month you save $ or more, for the first year � Get easy access to your savings.