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How to Sign Up / Apply for BMO Digital BankingPlease note it will take us longer to process your paper requests. For a quicker turnaround, we recommend completing online forms. L. 56 signed into law October 26, )) requires all financial organizations to obtain, verify and record information that identifies each person who opens. You must not allow any person other than a cardholder to use a card or the account. If this happens, you will be liable for all resulting transactions and any.