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What's a Senior Secured Loan?CD secured, all loans amounts: CD rate + % � Savings secured, loan amounts of $ - $2, % � Savings secured, loan amounts of $3,+: %. The best secured personal loans come with high borrowing limits, flexible repayment terms and competitive interest rates. Savings-secured loan: Borrow up to the full amount in your savings account for up to 60 months with a low APR of just %. CD-secured loan: Borrow up to the.