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Read MoreUse your equity as an installment loan with a fixed rate for a one-time expense. Compare your options by choosing different term lengths. Advertiser Disclosure. Home equity. Main A home equity loan lets you borrow a fixed amount, secured by the equity in your home, and receive your money in one lump sum. Tapping into your home equity may help you save money. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site.