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The Smallest Towns In IllinoisFirst National Bank, Flora, IL (Charter ) � Contents � Town History � Bank History � Official Bank Title � Bank Note Types Issued � Bank. Flora Bank & Trust is a Commercial bank, state charter, Fed member, and supervised by the Federal Reserve Bank (FRB) based in Flora, Illinois. The Clay City Banking Company was established in by local citizens. We continue to be locally owned and are committed to remaining a community bank.
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